My wife and children were rear-ended by a township school bus while sitting at a stop sign. Because of Title 59, we are seeking only reimbursement from the township/insurer for our reasonable out-of-pocket expenses (including $450.00 for emergency room visit deductibles alone), 1 day of wage losses, and a collision repair deductible. We have been told by the township's insurer that they will only pay our $500 collision deductible. Is this lawful? We can incur losses of at least 4 or 5 times this amount due to their driver's negligence, and we have to eat it because of Title 59?
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