I have been paying my new loan mod payment for 18 months and now my lender wants my ex-wife to sign loan mod documents stating “ we are husband and wife” and continuous marriage but I have been divorce since 2008.
1 my ex-wife was never on the deed
2 she only signed the original mortgage but not the note
3 we have been divorced since 2008 and all right to the said property were given to me.
4 I am now remarried to a different person who we use her income to qualify for the loan mos.
DOES MY EX-WIFE NEED TO SIGN LOAN MODIFICATION?
Plan One - You will have to try to explain this to the bank. Unfortunately most bank employees are about as smart as a box of rocks assuming you can even get through to one who speaks American English. So you will also need to explain this in writing and keep sending the letter out every two weeks until they answer. Even then the bank may still get it bolloxed up.
Plan two, see if your ex will do what the bank says but if she has an ounce of intelligence she won't go along with it either.
Plan three have your current wife sign the document and see if the bank accepts it.
This is not legal advice but a general comment on society.
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