There are small and large creditors ranging from 200$ to 6,000$ who have been hounding me since last 5 years or so. One of them actually got a default judgment against me in another state without even notifying me. I am surviving this poverty by doing odd jobs here and there without being a burden onto government from benefits point of view. Am I still qualified to file for bankruptcy or the judge will pretty much deny my application? I can't even afford the bankruptcy filing fee. Despite my best efforts, I can't find any pro-bono attorney to help me out. I plan to file myself by getting a "Do It yourself Bankruptcy" book from a local library.
My step-son's disability income is 8,400$ and mine is 16,000$. My wife's disability application has been denied twice but she has food stamps.