I am a federal employee overseas. I receive a substantial housing allowance (more than my base salary) but I have to provide receipts for rent, utilities to the U.S. govt to ensure that 100% of my housing allowance goes to housing expenses to ensure I don't "pocket" any housing allowance. It is not at all part of my disposable income and if I moved to a less expensive house my housing allowance would decrease accordingly. Essentially I receive free housing. However, counting my housing allowance on the means test and then using the standard deductions skews the results of my means test making it appear that I have several thousand dollars of disposable income that I do not have and doesn't reflect my financial reality. Is there a way to overcome this obstacle to file a Ch 7?