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I am 11 months behind in my hoa dues. I was told that a lien would be filed but not enforced until
a later date. In the mean time I'm in the final process of receiving a modification on my 1st mortgage. I was told that I've made my trial payments but I think that's a mistake because I've just been making a regular mortgage payment. Any how I don't know the phase of modification I'm in and the lien hasn't been filed yet (i was just told it would be filed at tonight's meeting). Will this situation affect my modification and if so, besides paying it off (I'm paying it off but it can't be today) what are some other immediate solutions so this lien doesn't affect my modification?