New York State requires employers carry, or pay in to a disability benefits insurance policy which provides temporary cash benefits (for lost earnings) to eligible wage earners disabled by an "off the job" illness or injury. This is different that workers compensation insurance.
There are a series of questions that you would have to answer to determine your benefits. You should consult with a local attorney.
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Yes, employers in NY who employ 1 or more employees for 30 calendar days out of the year must have short-term disability coverage. Failure to have such coverage is a misdemeanor. In addition, if the employer does not have coverage, they are personally liable for the claim as well as penalties. You see an employment lawyer asap.
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