"[D]oes a homeowners policy cover this cost I must pay to correct everything?" -- No. Your homeowner's policy may cover YOU for allegations of fraud but it will not not cover you when you make fraudulent allegations against someone else, i.e., the person you hired. In this circumstance, you must pay for and make the repairs. You have a claim against the other party which you may pursue in court. Good luck.
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No, your policy won't cover that cost. You need to consult with a real estate/business attorney who can review the agreement you had with the contractor and either sue the contractor and/or contact the CSLB.
Your insurance policy must be reviewed. No lawyer in this can give u a definite answer answer.
We need to read your policy. As per Fraud by contractor you need a lawyer that is a fraud examiner knows the "ropes" and he/she can help u . some of us in avvo are fraud examiners and we can help u with your insurance and your fraud issues.
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