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We repair appliances. The floor was damaged while moving an appliance. The matter was turned over to our insurance who has told the client they will pay for it. The client has withheld payment for close to 90 days stating that their attorney said they should do so until they have the insurance check in hand. My understanding is that that could take up to another 30 days. Ours is a small business and my feeling is that if non-payment goes beyond 90 days I should sue them for the original + interest, as we are not responsible for the amount of time it takes the insurance company to settle the matter. Are we incorrect?