First, there is no inheritance since mom is still alive!
Second, I would retain an attorney immediately. As you have learned sometimes a POA is ignored because they can be revoked at anytime.
I would look on this website and on the State Bar of Texas website for an attorney that specializes in elder law or probate law. You have a complex problem that needs legal assistance immediately. You might need to get in front of a judge pronto!
I agree with Attorney Brochstein. I think you may have a real problem on your hands. The POA gives you power to act on your mother's behalf. But it does not undo bad arrangements she had previously set up. It sounds like everything was jointly held with the other siblings. One of the negatives of joint property arrangements is that ANY joint tenant can usually jump in and grab funds. This is a horrible way to set things up and it leads to all kinds of situations like you are dealing with, right now.
Whether or not a judge would allow them to KEEP the funds, under the circumstances, depends on the judge. You may also find that their grabbing the funds will prevent your mother from qualifying for Medicaid benefits.
It is not clear what your siblings' intentions were/are or whether they will cooperate with you in paying for your mother's care. If they do not, you have no chance of recovering the funds without retaining a good lawyer. I would take the first step and speak with a lawyer right away.
Best of luck to you and your mother!
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There are different types of POA. Do you know exactly what type of POA you are talking about?
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I agree with the other answers. You should consult an estate planning and probate attorney. A letter from an attorney on behalf of the POA may get the bank to cooperate in providing information. If the bank still refuses to cooperate, or even if they do and you find that your siblings have taken all the funds, to protect the resources your Mom has remaining, it may be necessary to initiate a guardianship proceeding. This would be appropriate if she does not have the capacity to manage her own financial affairs. It sounds like your Mom either gave away funds she needs for her care or is being financially exploited. Either way, she may need protection which is generally obtained through a guardianship.
You could also consider contacting Adult Protective Services if you feel exploitation or abuse has taken place.
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