Someone has been renting cars in my name. I asked one of the rental companies to send me a copy of proof of identification that was used since it was in my name. Per their rental agreement, the credit card they use must also match the drivers license. When I asked what proof was used and if they used a credit card in my name, the said they wouldn’t tell me. I thought by law any good made in your name you were entitled to that information? They sent me the rental agreement but no where on there does it show proof of identification. It shows the last 4 of a credit card, but it isn’t mine. That I know of. But bc of their rental agreement saying the name must match, I’m assuming it is in my name but they will not tell me.
This is a serious matter. I would immediately file a police report and check your credit reports. Thereafter, I would consult a credit lawyer. I hate to say this, but cars are stolen and accidents happen—all of which you’ll be a suspect.
Once you have the police report, carry it with you at all times.
By answering this question, Law Offices of Samira Ghazal, PA and the person posting the question, have not created an attorney-client relationship. The purpose of this answer is to create a general awareness of consumer rights. In order to determine the specific issues and claim, the person posting the question is suggested to meet in person with an attorney on this list.
There are several serious disconnects in your facts. Starting with its on your credit card but the card number on the rental agreement is not one of yours. SO, you need to treat this as a full on ID theft and probably hire a lawyer or security consultant to help you ferret out the details of ALL credit inquiries and credit extension on your credit report, flagging the CRAs for fraud alerts, and then securing what ever documentation is needed to establish that the charges are NOT yours with each affected creditor. Its possible your info was used to open up a new CC account with with your name and SS and a fake ID to match that acct info. It sucks to go through this process but simply repeating to creditors "thats not me" will fall on deaf ears because thats a game deadbeat debtors pull with the fake ID theft claims.
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