In a word, no. Even if you could get the mortgage company to transfer the loan, that won't put the house in your name. Real estate must be put through probate to transfer title unless there was a transfer on death affidavit filed or the house is titled with a survivorship deed.
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I'm not sure if you are confused about terminology or not. There are three parts to real estate on which there is a loan. The first is the deed itself, which establishes who owns the property. The second is the promissory note, which is the agreement between the bank and the borrower (this is usually termed, somewhat confusingly, as the "mortgage loan"), and there is the mortgage deed, which is what lets the mortgage company foreclose on the house if the borrower doesn't pay. I'd be glad to try to answer your question if you can be more clear about the facts. If your father is living and your mother died, who owned the house at the time of her death and who was the borrower on the note? And, if there is a mortgage and there is an effort to pass the house to you, the lender has the right to "call" the loan and demand payment. They didn't make a loan to you, and have the right to say "no."
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