If you receied a discharge in your bankruptcy, it almost certainly discharged any personal liability on the mortgage. The lien which remained after the bankruptcy is what is foreclosed.
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If you did not reaffirm the mortgage, your personal liability to pay back the debt is discharged. This leaves the bank with the sole remedy of foreclosure against the realty in what we call "in rem."
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Ms. Sinclair is correct so long as you listed the debt(s) in your bankruptcy. If you did not then consider reopening your case and adding the debts. If you were represented by an attorney - talk to them before doing anything.
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