My brother in Texas died 01/2012. He was disabled, receiving social security disability benefits and lived with my mother (still living). He had no will, not married, no children, no debt. Unaware, we were recently notified from a local bank that he had a CD up for renewal. My sister and I agree this money to go to my mother. I was told by the bank that I needed to provide a death certificate and power of attorney. My research indicates power of attorney is for someone that is still living. So, I assume we need to have some sort of court papers to provide the bank in order to transfer the CD in her name. The value of the CD is not very much. I am concerned the legal fees and court fees associated with this will be far more than the CD value. Given the situation, what would this cost?