My husband & I were stopped at a red light when an electric company truck hit us from the rear, knocking us into the car in front of us. The young driver was fooling with his phone instead of watching the traffic. We had just left the cardiologist where we learned that my husband required open-heart surgery. I hit myself in the mouth & nose with my phone and had pain for about 3 hours but nothing lasting. My husband wasn't hurt but his neck now pops when he turns his head, no pain. We were very frightened because of my husband's heart condition. The insurance company has offered me $2000 & my husband $2500. Should we take this or should we contact a lawyer? We do not appear to be hurt. Thank you.
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