If the money is gone and not sitting in a bank account, then there is nothing to divide. So your concern of a property division over the bank account balances seems misplaced. The court will likely divide the assets equally, but does not go back and retroactively award settlements on money that is spent on living expenses in a property settlement. They only tend to deal with the property that currently exists.
I think your bigger concern may be that of spousal support, as the length of marriage will become key in determining this issue. You should have a consultation with a family law attorney who can look at the situation and give you specific advice as to your circumstances.
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