Nothing changes on the deed of trust. When you buy a house there is a deed that puts title in your name. When you borrower money against the house there is a deed of trust that secures the loan and lets everyone know that you owe that bank money. If their is a release of the deed of trust, then that lets the world know that the bank doesn't have a lien against the property any longer. So if you buy a house and borrower money there will be a deed and a deed of trust. When you pay off the loan there will be a release of the deed of trust. Nothing goes back and changes earlier documents. Your bankruptcy probably wouldn't make a difference one way or the other.
As stated before, the release filed by the bank means there is no longer a lien against the house. The release does not affect title. You did not specify the type of bankruptcy you filed in 2012. If you filed Chapter 7, and the Trustee abandoned the property, it is still yours. If you surrendered the property because you could no longer afford the payments, and the bank foreclosed, the bank likely was the successful bidder at the foreclosure auction. The banks often do not change the title to the property by filing a Trustee's Deed until just before the bank sells the property to a third party. If the bank foreclosed, then you no longer own the property Consult with your bankruptcy attorney for more information.
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