No such thing as a 'military divorce', it’s a state matter.
That said, not sure who is telling you what, you ARE a military spouse with full privileges at the base, including access to legal services. While the JAGs cannot represent you (or your husband) in a divorce which is a state proceeding, they CAN advise you of all the rights and privileges you have as a military spouse and they CAN advise you on how the divorce process works.
I am struck by the phrase that you are on a ‘fixed income’--your spouse is required to provide you support on a formula the military will require and enforce until such time as the State court issues orders. If he is not providing you sufficient support contact his command IMMEDIATELY, speak with his executive officer and or the Command's supporting legal service office.
In the alternative, if you cannot afford an attorney, contact a legal aid organization and request assistance. If you qualify, you may get a free attorney to represent you.
Finally, skipping a court hearing is almost never a good idea.
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While it would be best to use the services of an attorney so you can ensure that your interests are protected, even if you decide not to get an attorney you should appear at the hearing (unless you and your husband are able to reach a settlement beforehand).
When you are served with the divorce complaint, it should be accompanied with a Summons that will tell you that you have a certain number of days to respond ---- MAKE SURE YOU FILE A RESPONSE WITHIN THAT TIME FRAME. The reason that this is important is that you husband can get a default judgment against you without giving you any further notice or an opportunity to be heard by the Court.
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