I bought a car thru a dealership that offered buy here pay here. They got me a finance co. that approved the loan. Have made 4 pmts. of $300. Just rec'd notice from finance co. that they never received the title from dealer. Dealer wants me to bring my regist. or ( if I have the title) to them. Have been fighting with dealer to fix the car since day 2, minimum done. What should I do? Do they have the right to repo., hate the car, but don't want to be out the $1700. + $1200. I paid for down deposit + pmts. Do I legally own the car if I have the title? Do I have to pay since the loaner says he will no longer finance me without the title. Afraid it will cost me more in the future for either financing, or repairs.