Read your contract to determine if you agreed to give any notice of non-renewal.
My comments are general in nature, are not legal advice as to your specific issue, and do not establish an attorney-client relationship. Disregard this solicitation if you have already engaged a lawyer in connection with the legal matter referred to in this solicitation. You may wish to consult your lawyer or another lawyer instead of me. The exact nature of your legal situation will depend on many facts not known to me at this time. You should understand that the advice and information in this solicitation is general and that your own situation may vary. This statement is required by rule of the Supreme Court of Missouri.
If your policy required a notice of non-renewal, you may contractually owe the premium for one month but you can fight it, especially if you had no claims during the grace period. The amount of the bill is probably not enough to warrant legal action and the insurance company really didn't provide anything of value by just keeping you on the books for one month. This kind of thing depends on your own decision making and your concern, if you have any, of nonpayment of the small debt affecting your credit rating.
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