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I was in a car accident. I rear ended a person who slammed on their brakes due to someone making an illegal left hand turn. I was un hurt. The letter I recieved from my Insurance states they are demanding $100k in damages, which is the limit of my coverage. It also says the damages claimed by this party could acutally exceed the limits of my covergage. I have no real assets to go after, house is mortgaged etc.
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