I am a cross country truck driver and I am currently trying to buy a house but upon running a credit check I was told that I needed a copy of a satisfaction judgment. This occurred in Rockford Illinois back in 2008 I called the court house in Rockford Illinois and asked for a copy of satisfaction judgment. I was told that the plaintiff did not file a satisfaction judgment despite that I directly paid her the awarded amount which was $541.00 since then I have lost contact with the plaintiff. I was then told by the courthouse that I would need to appear in court and present proof or hire an attorney in Illinois to represent me. I have lived in North Las Vegas Nevada for the past several years. I am a truck driver therefore it's near to impossible for me to take time off work,
There is likely a procedure in IL to set aside a judgment and deem it satisfied if you have proof of having paid the amount.
If yo have the cancelled check, then it should be easy. You file a motion to vacate the judgment or deem it satisfied. The local rules for Lake County, IL explain:
"A money judgment may be satisfied upon written motion of the judgment debtor supported by affidavit stating the following:
A. That the full amount of the judgment, including accrued interest and costs has been paid; or
B. That the debtor is ready, willing and able to tender the full amount of the judgment or balance due thereon; that after the exercise of due diligence the judgment creditor and his attorney cannot be found for the purpose of tender in satisfaction of the judgment, or that the judgment creditor or his attorney fails or refuses to accept payment or deliver a satisfaction of judgment upon tender of the amount due; and
C. That notice of the motion and affidavit have been sent by mail to the judgment creditor and his attorney of record at their last known addresses.
If the Court is satisfied that the judgment debtor has satisfied the outstanding judgment in its entirety, it may grant the motion and enter an order in satisfaction of judgment."
See link here:
I do not know what the local rules for Rockford, IL say but I am guessing its the same requirement. If the creditor fails or refuses to satisfy a judgment, the debtor almost always has a right to seek to compel the satisfaction on the basis that it is no longer equitable to enforce the judgment prospectively. Payment in satisfaction is generally solid grounds to do so.
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if you can't do it then I would advise a lawyer. Try to find the plaintiff first as that will be cheaper.
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