My family was in a wreck on Sunday and vehicle is totaled. My insurance company provided their estimated Actual Cash Value substantially below value based on CCC One, that provides an artificially deflated value based on negotiations and incentives with dealers or by set percentage if dealer does not participate. Under 120-2-52-.06 Total Loss Vehicle Claims for Georgia this clause almost seems legal however the values they calculate are below list or advertised price. I am awaiting the proposal from the at-fault drivers insurance however I have found the are also a customer of CCC One. There will also be medical settlements involved as well since everyone was injured from mild to moderate. Should I inform them I will be hiring an attorney.
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