We were involved in a serious car accident. None of the injuries were life threatening but we all (three of us in the same vehicle) had to be take to the hospital and there are various minor injuries. The lady who caused the accident was cited, in the police report, for speeding and running a stop sign. Since there is no ambiguity with regards to who was at fault do we need to retain legal counsel or should we just work directly with her insurance company? Please bear in mind we aren't looking to profiteer on this accident just get back to where we were before it happened. Also I should mention that, since our car was paid off, we were only carrying liability coverage for our vehicle.
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