If you were injured then you need to consult a personal injury injury. If you just want your truck fixed, then the insurance company does have the right to inspect and appraise the vehicle prior to issuing payment.
I don't think you need an attorney unless you have an injury. Hopefully you filed a report and documented this issue as soon as it happened with Home Depot. They will hopefully do the honorable thing and pay for the damage (they certainly have the right to inspect and verify the damage), and if they don't, you can always address the issue through small claims court. Good luck
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I tend to agree with the advice thus far provided. If you were not injured by the falling debris, you can likely work out the repairs without the need for an attorney.
It is quite normal for the adverse party to have their adjuster examine the damage. Let the adjuster if you the damage and perhaps you should also provide him with copies of the 2 estimates that you have already received.
You have a right to have your vehicle repaired wherever you wish. See what the adverse party offers by way of compensation and use your 2 estimates if need be to negotiate a reasonable amount that is acceptable to you.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received. .
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