Hi. I am the owner of a condo in St Louis, Mo. I live in Colorado. The HOA/board voted to repair the condo balconies/etc and sent me a notice in May that I owed $4000 for my share. They offered 3 months' installments. I let them know I was not in a position to pay that much and would make payments as soon as I could. They filed a lien against me last week. I let them know I could start making payments Oct 1 and would pay off the whole amount over time. Today I received a letter from their attorney for collections, wanting the full amount. What can I do? Thanks.