You should contact an attorney ASAP. Find one in your area using AVVO or your local bar association. If there is already a judgment entered against you, failure to respond to this summons could result in a warrant being issued for your arrest. If a judgment hasn't yet been entered against you, failure to respond to the lawsuit could result in a default judgment being entered against you. You need to consult an attorney immediately.
Providing this information does not create an "attorney-client" relationship nor should it be viewed as legal advice.
Yes, you need to appear. If it is a summons and a judgment has already been entered against you, it is likely that the creditor wants to take your deposition to discover if you have any assets sufficient to pay the judgment.
This response is only general information and is not legal advice. It does not form an attorney-client relationship and should not be relied upon to take or refrain from taking any action. You should seek a qualified attorney before taking any action related to your inquiry.
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