I co-signed a loan for an automobile about 2 years ago of which I am also the co-owner on the title. Over the past 10 months the primary borrower cut off all contact with the loan company requiring me to keep making payments to avoid damages on my credit. I reciently paid off the loan in full to be done with the harrassing phone calls. The primary borrower still has the car and says they do not have the money to pay me back right now. They also refuse to give me the car instead of the money. I consulted with the police and they informed me that I have every right to take the car, but because it is on the other party's property they may hit me with tresspassing charges if I try to go get it.
Do I have the legal right to "repo" the car considering I am listed as an owner?