I have an FHA loan. I attempted to rent for over a year to keep the property. The mothly loss on the property was too much to afford. I have attempted to work with my bank's retention department. The short sale was denied b/c we had a renter for over 12 months. Deed in lieu was denied b/c the short sale was never accepted. I would have been better off if I never attempted to keep it and now my only option seems to be foreclosure. Is this all I can do?