M husband passed away three years ago. He was working with Steve Peters for a loan consolidation on our home. I proceeded working with Mr. Peters after my husband's passing. I paid him between 10-15k to do the loan consolidation. It turns out that he never filled any paperwork, and the law firm he claimed to be affiliated with never heard of him. I now have to sort sell my house or have it go into foreclosure because Mr. Peters never followed through on any of his claims and provided me with inaccurate information. I still have copies of all the text conversations between us.
Your recourse, if there is any, will be against this Mr. Peters for his alleged fraud. You will not have any recourse with the bank. Short sales are entered into voluntarily; that is, you had to be the one who put the house up for sale and signed a contract of sale with the prospective buyer. So since you've done this voluntarily, it is unclear what kind of recourse you seek.
If you were scammed by this Mr. Peters, you can of course sue him under a variety of theories relating to his alleged swindling of you. Good luck to you.
You do not say who Mr. Peters is. It sounds like you may have recourse against him. You should consult with a local attorney. After they review your papers and texts they will be able to advise you. Good luck.
If you detrimentally relied on the fraudulent representations of Mr. Peter's, as well as the fact that the impersonated a loan officer and is not a licensed professional, you can bring said claims against him with the NYS District Attorney's Office and NYS Department of Licensing. Good luck to you.
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