While parked in front of my house my 1974 Chevy pickup was hit by a man who fled after hitting my truck. Local neighbors witness the person leave and went after him. Eventually they caught up to the man a few blocks down and brought him back to the scene. Long story short the cops were called a police report was filed and now I'm in a struggle with the mans insurance company Liberty Mutual. They sent out their own appraiser, who later would consider my truck a total loss and they offered me $1100 dollars. I had bought the truck within the previous 6 mos for 1500 and put $1500-$2000 in documented installments and service which I provided copies to Liberty Mutual. They said they can not offer me anymore than the set amount. Im wondering do I have any options or am I basically screwed
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