So I bought a car from a buy here pay here lot,and 2 weeks after I bought the car... the bolts that hold the caliper and the rotar together snapped and caused me to hit a pole head on at 45 mph being that I couldn’t control the car with no brakes. Well I filed a claim with my insurance company and come to find out the car had a salvage title and I wasn’t aware of this when I bought the car and they never disclosed to me it had one . The insurance was only cutting them a check for 8500 when the car retails for 13k but being that it has a salvage title they have to cut out a portion and the dealership called me threatening to put a lien on my taxes. And now I’m not sure if I have any ground to stand on and I needed advice
You may have a legal issue if you were sold a car not disclosed as having a salvage title by a dealer. This should have also been picked up on by your insurance when they ran the VIN for your coverage. This may be a defense to a deficiency or possibly a legal action under Fla. Stat. 501.976. The bigger issue is the ability collect on the lawsuit and whether any bond applies. As to the cause of the accident described, as a single vehicle accident you will need to get with an attorney to hire an expert to establish what you said is true as it is highly unlikely to occurred as described without much more detail from an engineer/accident reconstructionist angle. By example, calipers and rotors are separate structures on most wheels, not "bolted together" and even if caliper seized on the rotor it would simply apply 100% braking force to a single wheel that would not likely change the direction of the vehicles movement as that would controlled by steering or overridden by skidding. If there was a mechanical failure due to the negligent repair of the dealership, and that can be proven to have caused the crash, there could also be a separate injury claim, if you were hurt in the crash. Be aware, however, that single vehicle crashes are always suspect by the Inusrance Companies for driver error or misconduct first and foremost.
Responses provided represent entirely un-researched, casual opinions and cannot be relied upon in any way or manner as legal advice. No communication here is intended to establish an attorney-client relationship.
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