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I'm a Mortgage Loan Officer at a company with 200+ employees. Currently, I'm being paid $15/hour that counts as a draw. I have two parts to detail. First, for overtime, when my commission exceeds my draw, I'm not paid overtime. I'm also required to backpay draw (including draw overtime) with my commission. Is that right? Second, since I'm a Mortgage Loan Officer, my understanding is loan officers are either to be paid a salary as a draw with commission or hourly in addition to commission. Currently, I'm being paid hourly as a draw, which has me work forced hours (with no overtime as I have to pay it back).