Do I have a lawsuit if my mortg company has been falsely reporting my payments several months late causing me not to get a loan?
3 attorney answers
You may have a claim against your lender under the Fair Credit Reporting Act. Consider consulting with an attorney before moving forward with any particular plan of action.
Good luck with your case!
Jonathan D. Warner, Esq. is an attorney who is licensed and admitted to practice in the State of New York, U.S. District Courts for the Northern, Southern, and Easter Districts of New York, and U.S. Tax Court. This answer is provided only for informational and/or entertainment purposes only. It should not be relied upon as legal advice, which can only be offered to clients in an office consultation setting, after all of the facts and circumstances of a case or controversy can be fully considered and reviewed. No attorney-client relationship should be inferred by virtue of any answers posted. Before commencing any legal action or assuming any legal position, an attorney licensed in your jurisdiction should be consulted beforehand. We are a debt relief agency and help people file for bankruptcy.
You may have a claim against the mortgage company for misreporting your payment history under the Fair Credit reporting Act. You should speak with a local consumer law attorney.
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YES! If those facts can be proven, you may have a very significant lawsuit and other options that may be available to you which is beyond the scope of this forum. During this pandemic, you have a choice of either seeing your attorney in person or by way of a secure state of the art Zoom Video Conference. So you don’t have to be restricted by geography anymore in terms of choosing an attorney. You can “Meet” your attorney online for an initial strategy session from the comfort of your own home. Through mail, e-mail and electronic filing almost everything can be done without leaving your home, for most types of cases. Pick the best attorney you can find and remember one rule: a good attorney is generally never cheap, and a cheap attorney is generally never good so don't choose based on price. In determining your choice of an attorney, there are many factors to consider, including but not limited to, can you contact the law firm's office 24/7 and speak to a live person and you should look at how the attorney is ranked on AVVO all-time nationwide. You should also consider the attorney's reviews.
If you found this Answer helpful, please mark it as "Best Answer" Please be advised that the answer above is only general in nature cannot be construed as legal advice, given that not enough facts are known. It is your responsibility to retain a lawyer to analyze the facts specific to your particular situation in order to give you specific advice. Specific answers will require cognizance of all pertinent facts about your case. Any answers offered on Avvo are of a general nature only, and are not meant to create an attorney-client relationship.
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