We had an equity line of credit on a home we no longer live in. The home was foreclosed & resold by the Lender. We have been trying to negotiate an unsecured 3K credit card and the 66k equity line of credit (same bank). My spouse lost his job. We wrote to the attorney we could no longer offer the original lump sum, offering half. Today we received a copy of the Petition for Summary Judgement. Can these 2 debts be included in a bankruptcy? We can manage our current mortgage and one of our 2 car payments on one income. Do we risk losing both vehicles and our current home?