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This advice is not meant to create an attorney-client relationship and is a general anwer to the question posed.Ask a similar question
Both should Answer. Keep in mind that Bankruptcy will only discharge the existing debt, not future HOA fees which that accrue after the discharge.
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If one spouse filed bankruptcy and discharged their obligation then they would not be served with the summons. If for some reason they did, then they should answer.Ask a similar question