Many judges say that after 20 years everything is presumed cut down the middle and someone needs to show why that shouldnt happen. No one is left without assets, but the needs of your spouse will certainly be an issue. There seems no way around a lifetime alimony order in your case. Speak with local counsel and good luck
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No rules of thumb, but this is definitely a case where alimony is a likelihood given the duration of the marriage and the nature of the disability. If a pension is involved, there may be a distribution issue with that as well. It is a consideration for the judge in determining property settlements what the health status of the spouses are. Based on this, it's quite possible for her to get a larger share of the marital assets. In order to have a fuller understanding of your exposure, you should see a family lawyer.
There may be some creative ways to fashion an agreement on this fact pattern. As a family lawyer, I would work with a lawyer experienced in elder law and disability benefits to come up with proposals that utilize resources that may be available in addition to your marital savings and income.
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