I found empty envelope in husbands laundry. Attorney's office in the return field. Called their office and was informed my home is in pre-foreclosure. Looking deeper I find that all but 1 of our credit/debit cards are 6mo late,and many bills are past due. Husband zeroed out our accounts- including children's. The volatile metals market has devastated our business ;<96% this yr. Prior to learning of any of this, I met with an attorney for a long over-due divorce consult. Apathetic Husband evading my questions- my credit is destroyed- owe 200k on the house,C.C debt is 45K+, 4/ 5 delinquent returns have forfeited est tax deposits that accompanied the extensions. Attorney referred me to credit counseling-they said it was beyond their ablity. What leagal trouble am I/we facing? Is there help?