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We had a baby recently and even though we provided insurance information, at no point we were informed that the hospital was out of network. After 6 months, they sent us a bill of approx. $40,000, apparently after their negotiation with insurance failed. Telephone records obtained from the insurance shows that hospital got to know about being out of network the next day, but they still didn't inform us.
I feel the hospital is at fault for not checking our insurance on time and also for not informing us know after they found that out. Aren't the hospital legally required to inform the patients, if the hospital falls in our insurance? It wasn't an emergency either! The doctor did an ultrasound and decided it will be better to do a C-section. Can we take this to the court? Please advise