Hello, I am nearing the end of my deferment and forbearances on all subsidized and unsubsidized loans, they're totally MAXED Out. I have about $53,000 in student loans. Several years ago I had multiple accidents and was paralyzed; I can't work anymore. I can work but no one will hire me. I receive food stamps and Medicaid and live in non-HUD housing.
I receive SSI and the California state supplement. I've been fighting for my SSDI (about $1,100 if I ever win) for 6 years.
Two questions: 1. Can the Dept of Ed. garnish my SSI?
2. If I ever win my SSDI case (currently the 2nd time, 2nd ALJ, now at the Appeals Council stage) can the Dept of Ed. garnish SSDI?
Thank you.In regard to bankruptcy, I have already done bankruptcy 2 times in my life (at age 19, and age 26). First bankruptcy was because of mental problems and moving abroad; had anxiety disorder and couldn't find work. Second bankruptcy was last year; medical bills and credit cards. Would a total disability paper from my doctor help me wipe out the debt without needing a 3rd bankruptcy??