Is there any reason that you should not follow your attorney's advice? He/she is in the best position to advise you the best way to proceed. It sounds like your injuries are quite significant and it is better to have an attorney that is willing to go to trial as opposed to one that wants to fold like a cheap suit.
I would need to know much more about your case to give an informed opinion. Absent some compelling reason, I would trust the judgment of your current attorney.
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You really need to trust in the judgment of your present attorney unless you have a very good reason not to. Defense attorneys are paid to fight hard to demonstrate that your case has little or no value. You may be dealing with an insurer that is willing to take your case all the way to verdict because it is in the carrier's interest to do so.
Sit down with your present attorney and go over your options. If you believe that you have a case that is worthy to take to verdict and your attorney agrees, then follow your attorney's advice.
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Carriers sometimes change lawyers when they are nervous or see large financial exposure or think the first lawyer wasn't doing a good job. Your case has significant value if you can show serious injury as defined by the Insurance Law.
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Since you already have an attorney they are in the best position to advise you. They know the most about your case and that is why you hired them.
DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being provided for informational purposes only because the laws of your jurisdiction may differ. This answer based on general legal principles and is not intended for the purpose of providing specific legal advice or opinions. Under no circumstances does this answer constitute the establishment of an attorney-client relationship.
By stating you consider the offer to be "low ball" you are really answering your own question. Listen to your attorney. I'm sure he/she is looking out for your best interests.
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I suggest you take the counsel of your attorney, who is in the very best position to advise you on the facts of your case. It is amazing sometimes how offers will increase as a trial date approaches. Speak with your attorney.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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If there is sufficient insurance coverage and the case is strong you should hold out. Insurance companies. Hope you will give in to financial pressures and settle your case for less than it is worth. Understand the upside value of your case and the positives and the negatives to make an educated decision.
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