Default Judgement in Cook County IL
3 attorney answers
The defendant has thirty days to vacate the default with a high probability of winning but after that the chances of vacating the default go down but not to zero so there remains other ways of disturbing your decision. I would not expend any money during the first thirty days because during that time many defaults do get vacated. The fair debt collection practices act does not apply if you are collecting your own debt, so be aware of that exception, in case the previous comment caused you to start studying how to comply with those rules. Do not forget the idea of settlement and the golden rule; do on to others as you would have them do unto you.
There is nothing for the defendant to respond to at this time. You can file your memorandum of judgment with the recorder. Now you have the hard part of trying to collect on your judgment. You are not obligated to notify the defendant. The clerk may do that.
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You can send it, but I'd wait 30 days so their appeal rights expire. Make sure you follow all FDCPA rules in collecting the debt and communications with the party.
A Memorandum of Judgment protects you, so why not file it.
It might be worth consulting a collection attorney.
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