Arbitrations between insurance companies are a way they allocate losses between themselves. Such awards have no bearing on whether your claims will be paid. If you were injured, you need a lawyer. Insurance companies generally take advantageo f people who are unrepresented.
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The arbitration is not binding on you just the insurance companies. If the other insurer is giving you trouble and you have significant injuries, then you should hire a board certified personal injury lawyer who will work on a percentage fee.
This is not legal advice. You should always discuss the specifics of your issue in person with an attorney. Be aware that there are time limits on all claims that depend on the kind of claim, so do not delay in seeking an attorney.
The arbitration is between the insurance companies, and doesn't affect your claim.
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