Depending on the size of debts and what assets exist you may want to consider bankruptcy. Missing a date to respond may be as simple as filing a motion to open an existing judgment. Or it may be more complicated. Consult an attorney as every situation is different.
You should consult with am attorney in the jurisdiction where your legal issues are pending to obtain legal advice. This is a public forum. Any questions or answers published here should not be construed as the giving or receiving of legal advice or the formation of an attorney-client relationship. All statements contained in this post are intended for the public.
You should file an appearance and a response pleading as soon as possible if judgment has not entered. If judgment did enter, you should move to reopen.
It may not be too late to force the creditor to prove in court that you owe the debt, that the alleged amount of the debt is accurate and that they are in fact the current "holders" or "owners" of the debt and thus entitled to judgment against you. Even if you have been sued on a debt that you think you owe, you should speak to a competent Connecticut licensed attorney as they can help you understand your rights as you may even have counterclaims back against the debt collector and the creditor for violating Federal and CT collections laws.
The transmission and display of the information contained in this message is not intended to create, and shall not create, any attorney-client relationship between you and our Firm. Since we are not providing legal advice by way of this message, you should not act upon any information you have received, without first obtaining the advice of professional legal counsel.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline