In a letter a collection agency in NY (no lawyer name) says they are engaged by db servicing corporation to resolve delinquent debt. They are giving me 30 days notice to dispute otherwise they will get a judgement against me.
I do not have a job, i do not have any asset. just few thousand that I am living off in my bank account.
My state is changed since original debt. I never gave them my new address. The letter they have sent has no suite number (i am in a high rise and by chance letter reached me).
I know I should respond within 30 days. But since they do not have my accurate address what happen if i ignore. i am worried because i have other credit cards and am wondering if it will open up all other problems. I am very depressed please advise.