I have reached a settlement with a collection agency which involves monthly payments (plus a ridiculous "convenience charge"). I've asked for an agreement in writing, but so far they have refused to do so.
Is there any debt collection law that states that they need to put it in writing if requested? If not, I suppose plan be would be to record the call -- tell them I'm recording it, of course (California) -- and documenting it that way.
Your input is appreciated.My thanks to each one of you...these are all very good answers. I one last letter explaining I need a settlement agreement in writing, so I'll see what happens.