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We want to close out my mother in laws checking account and return the pension money that was deposited in the account after we notified them of her passing with the funds in her account. The account has about $400 in it besides the $445 from the pension.Her bank is reqesting a "short certificate" before they can do anything. There is no Estate or will she rented & lived check to check. We have notified all of the bills that we will not be probating since it will cost us more in days off of work & legal fees at our expense. They all said that they will check with a probate company and if that is the case they will wipe out the balance. What can we do to pay back the Pension & Pay her utility bill with the remainder of money.I almost forgot what should we do about her taxes. She had No will & both live in Passaic County NJ.