My question is whether I am missing something and this is a more complicated transaction that would require a title company, etc. What we have filled out is a Grant Deed (sample from county and it looks just like the one that was executed when he bought the property) with the legal description of the property & Dad transferring to Dad and myself as JOINT TENANTS, WITH RIGHTS OF SURVIVORSHIP. Can we just get this signed, notarized and filed? Am I missing something? It's an FHA loan currently serviced by BofA. I don't think that will be a problem. Eventually I may assume the loan. I realize this might not be the ideal way, but Dad wants me on there with a right of survivorship just in case something tragic were to happen to him.Dad's in good health and is 62 (obviously I know that could change) He's talking about letting me assume the loan in a few years to take over sole ownership of the home. There is very little if any equity in the home.