I had a creditor try to get a garnishment against me in civil court. The judgement on the case is 'case closed'. Now I have found out that the creditor put a lien on my house after the closed judgement. Can the creditor do that?
You must have had a judgment against you. Did you ever go to court? The best thing to do is to contact an attorney directly who practices in debt collection or, possibly bankruptcy.
Mr. Muggeriddge is correct. It sounds like they are trying to enforce the judgment lien through the court. You will need to seek legal counsel to fight this.
This post is not intended to create an attorney-client relationship, nor should the information contained therein be considered as legal advice. Each case is unique, and posters should seek independent counsel to handle their legal problems. This post is merely intended to be educational in nature. I am not your attorney, nor do I agree to appear in court for you by posting this information.
The other answers are correct. That the court has "Closed" the case means that the action the court took (probably granting a judgment against you) is final. At that point the creditor has the right to enforce the judgment and collect. Enforcement includes 'docketing' the judgment in the Clerk's office of the (any) Circuit Court - any property you have within the jurisdiction of that court is then subject to the lien of the judgment. Garnishment is also an enforcement method - and the courts consider it a 'separate' (but related) case to the original judgment.
So the answer to your question is yes, the creditor can do exactly what they did.
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