I owed this guy money, and he emailed and texted me relentlessly for a month. I didn't pay, he filed in court, and I received a summons/complaint. Between then and the trial, I did not hear from him. He won a judgment against me two weeks ago in small claims court (30 day appealable period not over yet). I have received an email from him threatening to garnish my wages and levy my bank. He also threatened me and my mother with a Stalking No Contact Order, and he threatened to file a second claim for additional money he thinks I owe. Since I asked him to stop emailing me back before the trial, do I have cause to file a Stalking No Contact Order against him now? How many more emails does he have to send before I can do this? He threatened to send the Court Order to credit agencies too.
Sounds like the creditir is giving prior notice of impending legal consequences of not paying your debt. Perfectly reasonable. If you dispute the debt, fight him in court on grounds related to disputing the debt.
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The creditor is not obligated to wait to attempt to collect the debt.
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