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I have requested validation of the debt from the collection agency twice with no reply back either time. My request was received by the agency within the 30 days but The call continued despite my request for validation. The account rep was not even aware that the letter was received at first. But then the call continued. The collector called me 5 times repeatedly within a 30 min time frame. The collector told me they will continue to call because they contacted their client and the client says its my debt. But they will not reply to anything in writing or documented proof this this debt.
I am in a dire situation as I need to refinance ASAP before being foreclosed on. That I can not afford being a disabled person on SSDI. Any help is greatly appreciated as is urgently needed. Thanks